Drawing on data collected since 2024 across 25+ banks and broker-dealers, the report delivers a rare, firm-level look at how annuity programs operate inside institutional distribution — and gives carriers, distributors, and product teams a benchmark to measure themselves against.

In an industry defined by constant change, the opportunity to step away from day-to-day demands and engage in thoughtful, candid conversation with peers is more important than ever. That was the value at the heart of the Saltzman Associates Insurance & Annuity Executive Roundtable event, where professionals gathered to discuss the market forces, regulatory priorities, technology developments, and emerging risks shaping the future of insurance, annuities, structured products,

By Steve Cain of LTCI Director of Sales and Business Development Leader For Advisor Use Only For decades, retirement planning has centered around a familiar set of questions: How much have you saved? Will your portfolio generate enough income? What rate of return do you need? When should you claim Social Security? These are important questions. But there's another one that often gets overlooked: What happens if retirement lasts longer, costs more, and includes a long-